Tiffin Ohio Home Insurance
You’ve purchased a home for the first time, or maybe this is your second home to accommodate your expanding family, or maybe you’ve found a nice condo to reside in for the next few years or for the rest of your retirement, or just maybe you’ve built the house of your dreams. For most of us our home is the most expensive purchase we will ever make. You need to make sure that you’ve taken the proper steps to find home owner’s insurance coverage that will adequately protect your new home! We’ve been through this process thousands of times with new and current clients alike, and we have to admit, we’re pretty good at it.
The two most important things your insurance agent can do is listen and then give your choices, which is what the Roger Smith Insurance agency prides itself on. Our professional insurance agents have over 60 years of insurance experience, which means they have helped countless people like yourself in the Tiffin Ohio area when it comes to their home insurance needs. We have the experience and the insurance industry knowledge to help you make solid and informed home insurance decisions. We’ll help you understand your coverage options and help you estimate the replacement cost value of your home. Most importantly, if disaster should strike your home we’ll be right there for you to help you through those hard times. We offer multiple types of home insurance, see below for a few of our coverage options…
Types of home insurance coverage we offer:
- Rental Dwellings
- Flood: Note Flood Insurance is a separate policy and is not covered under any homeowners policy in the U.S.
Peace of Mind
Our companies offer you the following discounts:
- Auto & Home
- Deductible Credits
- Smoke Detectors
- Dead Bolts
- Loss Free
- Senior Citizens
- Protected Fire Class
- New Home Credits
- Recent Updates
- Premises Alarm
- Masonry Construction
When it comes to finding your the best rate in Tiffin Ohio, we are your one stop shop to do so. We wont make you poke around on the internet for hours visiting multiple insurance company sites, we take the work out of shopping for the best home insurance rate. We have a stable of insurance carriers that we work with on a daily basis, and they all have their own strengths. It is our job to listen to your insurance needs and find you the best carrier that aligns with your wants and needs! We understand the insurance industry and what certain companies are looking for when you apply for their particular home owner’s coverage, so we are able to find the best fit for you.
Some factors that determine your rate include:
- Age of Home
- Value of Home
- Location of Home
- Construction Type
- Loss History
- Recent Updates
What to do after a loss:
In the event of any homeowners claim you should contact your agent or your insurance company immediately after the situation is secured and everyone is safe. Don’t go out and by new products to replace the old before you have reported the claim and don’t throw out any damaged goods. You should try to organize them and make an inventory of your losses. We recommend everyone should have some sort of inventory for there personal property. You can just imagine how difficult it would be to come up with a list of everything you lost after such an emotional loss. We recommend a fun an easy to use home inventory software from knowyourstuff.org. You could also use Google Docs which allows you to save your documents on Google Drive which can be accessed from any computer through your Gmail account. You can always simply make a list in a notebook and save receipts and photos in a file. This software, however, should make this task fun and simple. More importantly, with the click of your mouse, you can update this list as you buy or eliminate personal possessions. You can also seek out a local home inventory specialist in the Tiffin Ohio area, these services are becoming more readily available and more important in today’s day and age.
Having an up-to-date home inventory will help you:
- Purchase enough insurance to replace the things you own
- Get your insurance claims settled faster
- Substantiate losses for your income tax return
Whether you’ve just purchased your home or have been in your home for over 30 years, it’s never a bad time to chat with one of our professional agents in our Tiffin Ohio office to see what we can do for you. We’ve helped a countless number of clients save money, find the proper insurance coverage, and most importantly have peace of mind! Call us today at (419) 447-9900 or fill out our Contact Us form online. No matter how you’d like to connect, we’ll be here to listen and offer you choices when it comes to your insurance needs.