Ohio Business/Commercial Car Insurance
If you are a business owner in the Tiffin Ohio area, Seneca County, or Ohio in general, we can help you with your business auto insurance needs. Chances are if you’re a business owner, you don’t have the time to sift through the internet, get 5 different commercial car insurance quotes, and compare the coverages yourself. You may already be working with an agent, but have they taken the time to sit down with you in person or over the phone to discuss your business auto insurance? Having cars and/or trucks used and owned by your business can obviously be a big risk exposure for you and your business. We don’t want to scare you, but we do want you to be properly informed of the risks that are associated with your business owned vehicles.
What could go wrong?
The first story that comes to mind is one of a hard working small business owner that was working two jobs at the time to support his family while his wife went back to school to become a teacher. He was running a successful landscaping business but also working hours at a gas station/carry out store down the road from their house. He had a small fleet of trucks that he used for the landscaping business. He was very good to his handful of full time employees that he had on staff. They were able to use to trucks to run small errands here and there if they needed to, as long as they put they back for the night in the storage facility that he had constructed. Well, of course someone decided to abuse that truck access and our friend got a call late one night while he was working at the carryout that one of his trucks was involved in an accident.
When he finally got to the scene, he found out that his employee was using one of his truck after hours, while intoxicated, and swerved out of his lane and hit another vehicle. Luckily no one was seriously hurt, but that woke him up to the massive exposure he had with his business owned vehicles. This is just one of countless scenarios that could happen to you, whether you want to admit it or not, business auto insurance is something that you need to discuss. If one little incident could destroy your entire business, you need to protect yourself and your employees properly to ensure that your business lives on to thrive in the space that your operate. Whether you’re a landscaping company with 10 trucks or a home health based company with only 2 cars, you need to look at commercial car insurance and make sure that you are properly covered, the good news is, we can help you!
Everything from Plumbers’ Vans to Peterbuilts
In most cases we can write your commercial auto insurance through the same company you have your Commercial Package Policy (CPP) or Business Owners Policy (BOP) with. There are situations however that you’ll need a commercial auto policy without a CPP or BOP. We offer coverage for most types of business and for almost all drivers, even when their driving record is not the greatest. Did you realize you’ll need a commercial auto policy in the following situations?
- Delivering Pizza or Food in Tiffin Ohio
- Delivering Mail or Newspapers in Ohio
- Snowplowing or Landscaping in Ohio
- And many other situations in Ohio
Call us today at (419) 447-9900 or complete our “Get a Quote” form on-line for your free customized commercial auto quote.
Why Work with Us?
There are a number of options when it comes to insuring your Ohio based business, and there are the same amount if not more options when it comes to your commercial and business auto insurance. We aren’t here to try to scare you into working with us, but we do want to be a resource for you and your business. If you have found this page helpful or have gotten some good information out of some of our other business resource pages, don’t stop there, give us a call at (419) 447-9900 or contact us online so that we can fully help you and your business survive and thrive in today’s economy.
When choosing an insurance agency to help you with your business insurance and more specifically your business or commercial car insurance, you should look at a few different factors. Does the agency have a long track record of serving the local community? (The Roger Smith Insurance agency serves the Tiffin, Seneca County, and Ohio community)
Is the agency easy to get ahold of and when you do, are you able to talk to a real live person? In today’s day and age businesses are staying open later but using automated systems to interact with you, we don’t believe that you can get the same level of service and advice from an automated system. If you think talking with a live professional insurance agent is better than talking to an automated system, give us a call today at 419) 447-9900 to speak with one of our agents in our Tiffin Ohio office.
Lastly, does the insurance agency understand your needs as a business owner? As an insurance agent, it’s understood that we understand the insurance industry, but do we understand what your needs are as a business owner? For us, the answer is yes. We have worked with countless business owners over the years and have seen most everything, although we always utilize training sessions and continuing education to stay up to date on what risks and obstacles Ohio businesses are facing in these rapidly changing times. We do our absolute best to make sure that we are informed and educated to listen to your wants and needs and give you informed options when it comes to your business insurance and your commercial auto insurance.