Tiffin Ohio Business Insurance
If you own or operate a business in Tiffin Ohio or even Seneca County, and chances are if you’re reading this you do, then we should be able to help you! We have years upon years of experience serving the local business community and their risk management and insurance needs. We work with many types of businesses, but every business gets the same level of care and attention. We will work with you, ask the rights questions, listen to your wants and needs, and then offer insurance options and solutions for your unique situation. Whether you own a multi-million dollar textile operation or you run a small business out of your home, we can help you!
What’s the cost?
Running your own business can be stressful and expensive, believe us, we know! The Roger Smith Insurance Agency is a local Tiffin Ohio owned small business and we can relate to your frustrations and your desire to save money in every aspect of your business. The amount of money you save in your business expenses could very well pay for you to hire a new employee, which could help them support their family. Small business owners are the backbone to our American economy, and we want to help you stay in business as long as possible! We certainly want to find you the most cost effective insurance plan on the market, and we want to make sure that the policy we put in force for you lines up with your needs and objectives. The last thing you want to do is spend money on an insurance policy that doesn’t properly cover you or your business. We understand that when you run your own business, every penny counts. You have to look at the business insurance policy premium to make sure that it fits in your budget, but you also have to look at the risks of having a claim. How much potential income could you lose if you weren’t able to access your business for 3-6 months due to a flood or a fire? Do you have a contingency plan if you lose all of your paper files? What if one of your key employees quits and decides to open up shop down the road? What if there is an electricity outage in Tiffin Ohio that isn’t resolved for days or weeks? These are all things that we can help with and also help you protect yourself from.
You could save a fortune!
Since 1991, we have saved employers over $1 billion in workers’ compensation premiums.
Our first priority is maximum premium reduction. We also put strategies in place to preserve your discount and develop other substantial savings to improve your bottom line. Our network of statewide offices delivers personalized service no matter where you are located.
To discover why more Ohio employers have found their way to CompManagement, please complete and submit the form below and find out how much you can save.
Coverage Options
Your actual policy contract contains your actual coverage, we can help you walk through that policy if you would like to know exactly what you are covered for currently. The information below is only a guide. We offer a complete range of commercial insurance products that cover a multitude of general and specific business needs and commercial activities in Ohio, including…
General Liability, which covers bodily injury to others, property damage to others, personal injury (libel, slander), advertising injury, and so forth. This coverage is extremely important and one of the first that you should review. Liability coverage tends to be one of the least expensive coverage types and could end up saving your business in the long run.
Property Coverage, which insures the building(s), equipment, and contents of the business that are needed to operate it. Of course you want to make sure that the building you and your business occupy is covered, property coverage is where you can make that happen.
Business Income Protection, which covers loss of income and payment of expenses that continue while your business property is unusable. Business Income insurance is one that isnt talked about as much as others, but is extremely important. What pays the bills and supports all of your employees and their families? That would be your income! Your income is one thing that you should definitely look at insuring!
Business Auto Coverage, while similar to personal auto coverage, business auto insurance can extend from one or a few business vehicles to large and diverse commercial fleets. Check out our business auto insurance page to learn more!
Employment Practices Liability, which covers your business should an employee sue you for wrongful termination, discrimination, sexual harassment, and other reasons.
Commercial Umbrella Coverage, which increases liability limits over an above those set in other business liability policies.
Professional Liability, which covers errors in professional judgment and decision making (over and above general liability) that ultimately causes financial harm or injury to others.
Directors & Officers Liability, which protects corporate officers, directors, and board members when sued for actions, decisions, or judgments that cause harm to others.
Specialty Coverage, which are more precisely defined “niche” programs that relate to specific industries, practices, and needs. Your unique business should have it’s own unique insurance coverage, give us a call today!
Workers Compensation is mandated coverage that pays benefits to employees who are injured on the job and/or unable to perform their assigned tasks.
Ohio Business Insurance
In the state of Ohio, more specifically in Seneca County, and even more specifically in Tiffin Ohio, we are the premiere insurance agency with a full staff of professional insurance agents ready to help you in any way that they can. We have helped a countless number of local businesses keep their doors open when disaster strikes because we ultimately listen to what our clients need and then give them options to help meet those needs. If you are a business owner or make the insurance purchasing decisions for a business, give us a call today so that we can learn more about your business and we can answer any insurance questions you have about your unique business. You can talk to someone today at our Tiffin Ohio location by calling, (419) 447-9900.
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